Citi diamond preferred card benefits. Get a response in under a minute .

Citi diamond preferred card benefits The card provides the owner complimentary Admirals Club While the Citi Diamond Preferred does have benefits such as $0 liability on unauthorized charges and Mastercard® ID Theft Protection™, travel insurance is not among the card’s perks. Citi Strata Premier Card is a consumer credit card that offers rich bonus and Get credit card protection and great rewards along with a low intro APR on balance transfers and no annual fee with Citi® Diamond Preferred® Card. Credit Score for Approval: 670-739 * From the CompareCards. What credit score do I need to qualify for a Citi ® Diamond Preferred ® card? If you’re struggling to pay off a credit card balance because of rapidly growing interest, the Citi® Diamond Preferred® Card could give you a break so you have time to catch up. Credit Range. The Citi ® Diamond Preferred ® Card offers one of the longest introductory APRs on balance transfers cards currently available. But whereas the Freedom Unlimited gives you 1. – The Citi Diamond Preferred Credit Card is an exceptional option for your daily purchases, offering a variety of benefits that set it apart in the market. 1 Important Pricing & Information + Call to apply + Low Intro APR Citi ® Diamond Preferred ® Card. Citi Diamond Preferred has a nice, long 0% period on purchases and balance transfers. Rewards credit cards tend to carry high APRs and are suitable for those that do not carry a balance. What are the benefits of the Citi ® Diamond Preferred ® Card? A Citi ® Diamond Preferred ® card comes with all the benefits of a Citi credit card including a payment due date of your choice, 24/7 customer service and $0 liability for unauthorized charges. 24% (V), with the actual rate depending on factors such as your income, credit history and existing debt. Most Citi is a CreditCards. These perks are certainly good to have, though it’s important to note that they are also relatively common credit cards benefits. Plus, Citi Diamond Preferred has a $0 annual fee. Convenience Protection Other Benefits. What credit score do I need to qualify for a Citi ® Diamond Preferred ® card? Your card may have additional benefits other than these listed above. 99% – 27. Card Issuer Citibank Network Mastercard Card Category Balance Transfer, 0% on Purchases Required Credit Excellent, Good. In fact, it does not earn any rewards points or cash back. You'll get an intro 0% APR for 21 months on balance transfers from the date you The Citi ® Diamond Preferred ® Card is designed for those seeking a balance transfer option, offering a 0% Intro APR for 21 months on balance transfers (with a transfer fee of 5% or $5, whichever is greater) and a 12-month 0% Intro APR on purchases. It is strictly a balance transfer card for people with at least good credit. These include: Citi Entertainment:Citi provides cardholders exclusive access to events and ticket presales for popular concerts, sporting events, and more. In general, credit card rental car insurance protects you against collision damage and theft when you rent The Citi Diamond Preferred Credit Card has limited benefits besides its intro APR offers. 0% Intro APR. 1 Important Pricing & Information + Call to apply + Low Intro APR The Citi Diamond Preferred card’s lack of price protection is not uncommon these days, as more and more cards have dropped the benefit. Just like the Citi ® Diamond Preferred ® card, the Citi Simplicity ® Card offers its cardholders an introductory 0% APR for the first 21 months on balance transfers and 12 months on purchases. What credit score do I need to qualify for a Citi ® Diamond Preferred ® card? Of all the Citi cards, that seems to be it's main benefit. The Citi Simplicity card stands out for its consumer-friendly features, designed to provide ease and flexibility. Who do you bank with , if it’s Wells Fargo I highly recommend there platinum transfer card. This makes it easy to monitor your credit. Citi Strata Premier Card Review – 75,000 Bonus Points and 3X Rewards. Citi Double Cash Card Citi ® Diamond Preferred ® Card. No This is a primary card in the Chase Trifecta, which includes a Chase Sapphire Preferred or Chase Sapphire Reserve, a Chase Freedom Unlimited, and this card, the Chase Freedom Flex. Some credit cards give a bonus for adding an authorized user, though this is a relatively rare feature and Citi Diamond Preferred is not among the cards offering it. Both the Citi Strata Premier card and Citi Diamond Preferred card offer $0 liability on unauthorized Both the Citi Rewards+ and Citi Diamond Preferred cards offer unique perks. A Citi ® Diamond Preferred ® card comes with all the benefits of a Citi credit card including a payment due date of your choice, 24/7 customer service and $0 liability for unauthorized charges. Citi Diamond Preferred vs. The Citi® Diamond Preferred® Card is an attractive option for people who are looking for a low-cost balance transfer card and don’t mind forgoing cash back or rewards. If you want to earn rewards, Citi Diamond Preferred isn’t the card for you. com. The Citi Diamond Preferred Card has variable APR rates of 17. 1 Important Pricing & Information + Call to apply + Low Intro APR Citi® Diamond Preferred® Card offers cardmembers: Access to their FICO score; $0 liability on unauthorized or fraudulent charges; Citi® Diamond Preferred® Card Summary. citi. 1 Important Pricing & Information + Call to apply + Low Intro APR Both the Citi® Diamond Preferred® Card and the Citi Double Cash® Card offer attractive features like no annual fees and introductory APR on balance transfers. On the other hand, frequent travelers might value the Citi doesn't explicitly state the credit score needed to qualify for the Diamond Preferred® Citi® card, however, this card is reserved for those with good to excellent scores. The only true benefit of the Citi® Diamond Preferred® Card is its intro APR offer of 0% for 12 months on purchases and 21 months on Balance Transfers, a 17. 1 Important Pricing & Information + Call to apply + Low Intro APR Citi ® Diamond Preferred ® Card: 0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. AAoA is 1 year, no lates, 1% utilization, no baddies. If you’re Citi® Benefits. The Citi Diamond Preferred card comes with one of the longer intro periods in the industry – 0% APR for 21 months on balance transfers – which is why it ranks as one of the best 0% APR Who is this card good for? The Citi Diamond Preferred Card is not full of perks like other cards, but it has another appealing attribute: the longest 0% APR period available on the market for a balance transfer. 49% to 28. These two Citi credit cards have no annual fees, along with an attractive introductory APR on balance transfer offers. If you don’t need 21 months, there are other cards with lower fees. There are additional Citi Diamond Preferred does not offer airport lounge access or any other travel related perks. Here are the main perks to look into. Find The Best Credit Cards For 2024 A Citi ® Diamond Preferred ® card comes with all the benefits of a Citi credit card including a payment due date of your choice, 24/7 customer service and $0 liability for unauthorized charges. Ink Business Unlimited ® Credit Card. It’s designed for those that want to take advantage of its long Introductory Purchase and Balance Transfer offers, as shown in the boxes directly below. Card Issuer. Once that period runs out, though, there's not a lot to recommend it. com Editorial Team, updated on Nov 14, 2024. The card does have other benefits, though. It’s also a good fit for anyone looking to transfer a balance from another high-APR credit card. Instead, it's geared toward people looking to avoid interest while paying down credit card debt through a long introductory annual percentage rate (APR) offer. Terms and conditions apply. Citi Diamond Preferred offers introductory interest Read our unbiased review of the Citi® Diamond Preferred® Card. With a 0% intro APR for 21 months on balance transfers, this card helps those who need an extended timeframe. The 0% intro APR which lasts 21 months on balance transfers and 12 months on purchases . While that could be a great benefit for some, it's worth comparing the Citi Diamond This review will explore the Citi Diamond Preferred Card's features, benefits, and potential drawbacks, helping you determine if it's the right choice for you. Citibank will determine your specific credit limit based on factors such as your credit history, annual income, and any debt you owe. Citi Diamond Preferred wins by the thinnest of margins because it offers a slightly lower regular interest rate. 24% (Variable) while the Citi Rewards+ card has APR rates of 17. $0 Liability on Unauthorized Charges: With Citi Diamond Preferred, you enjoy Expert take: The Citi Diamond Preferred is a worthy option if you’re looking for more time to pay off existing credit card debt. Learn more and apply for Citi® Diamond Preferred® Card. . Subprime. Citi Diamond Preferred card’s $0 annual fee is lower than the average annual fee among new credit card offers right now. Balance transfer offer. The balance transfer fee is set at 3% (minimum $5) and there is no annual fee. What credit score do I need to qualify for a Citi ® Diamond Preferred ® card? Read our unbiased review of the Citi® Diamond Preferred® Card. Featured Articles. What credit score do I need to qualify for a Citi ® Diamond Preferred ® card? Citi® Diamond Preferred® Card benefits. They repeatedly asked me to convert to Double Cash, which I finally did. None. With a primary focus on high-quality customer service, compatibility with digital wallets, advanced security features, and access to exclusive experiences. Wells Fargo Reflect Card. There are certain situations in which you might prefer the BankAmericard over the Citi Diamond Card: Longer Introductory APR on Purchases: If you anticipate making significant purchases and aim to benefit from an extended period of 0% introductory APR, the BankAmericard might be the preferred option. Fox Money rating: 6. For those looking for a credit card with a low interest rate and lengthy promotional purchase and balance transfer period, the Citi ® Diamond Preferred ® Card, from our partner Citi, card could be a great choice for you. Citi Diamond Preferred . CITI ® DIAMOND PREFERRED ® CARD. What credit score do I need to qualify for a Citi ® Diamond Preferred ® card? Citi is an advertising partner. m. One of the primary advantages is the 0% intro APR on both purchases and This is a staple card in the Chase Trifecta, which includes a Chase Sapphire Preferred or Chase Sapphire Reserve, a Chase Freedom Flex, and this card, the Chase Freedom Unlimited. What credit score do I need to qualify for a Citi ® Diamond Preferred ® card? A Citi ® Diamond Preferred ® card comes with all the benefits of a Citi credit card including a payment due date of your choice, 24/7 customer service and $0 liability for unauthorized charges. This card from Citi (an advertising partner) stands out because of its 21-month introductory 0% APR on balance transfers, then 17. Having a $0 annual fee makes it easy to keep your Citi® Diamond Preferred® Card open even after your intro APR expires. 24% (Variable). Its standout feature is the long intro APR period, making it a strong choice for managing debt or financing large No, the Citi Diamond Preferred does not have travel insurance. The Diamond Preferred also features an CITI ® DIAMOND PREFERRED ® CARD BENEFITS. I recently got an offer in the mail to apply for a Citi Rewards+ (and I already have the 'Citi Double Cash' and 'Citi Costco Anywhere' card). This credit card is recommended for people with the following credit scores: 620-719 and 720+ No score 619 or less. Do I stand a chance? Scores: EQ--744, EX--815, TU--745 You might prefer the Citi® Diamond Preferred® Card if: you like Citi and you'd like to start building a payment history with them. Credit Cards; Citibank ; Citi® Diamond Preferred® Card; Advertiser Disclosure. A "very good" FICO® score is typically anything above 740, according to the credit scoring agency Experian, and an "exceptional" score is anything above 800. Benefits primarily focused on financing: The card has few benefits since its primary feature is its introductory balance transfer offer. I thought this was weird since it's Get credit card protection and great rewards along with a low intro APR on balance transfers and no annual fee with Citi® Diamond Preferred® Card. “I had the Citi® Diamond Preferred® Card for almost two decades, and all I used it for was balance transfers. EX, I have 6 and TU I have 4. Skip to main content. For the balance transfers, you are given up to 4 months to do the transfer that qualifies for the 18 The Citi Diamond Preferred Card is a solid option for those who prioritize low interest rates and balance transfer opportunities over rewards. 5% on all purchases that don’t have a bonus category. Annual Fee: $0. See related: BankAmericard benefits guide. Even if you won When comparing the intro APR periods, the Citi Diamond Preferred card provides a longer 0% intro period for balance transfers, while the Wells Fargo Reflect card offers a longer 0% period for purchases. However, they do charge balance transfer fees (greater of $5 or 3% of balance transfer) and a 3% foreign transaction fee. No Citi Diamond Preferred Credit Card Benefits. While it may have some drawbacks, such as potential high APRs after the introductory period, its low introductory APRs, no annual fee, and additional perks make it a competitive choice for those seeking to manage their finances responsibly. Min. This card is particularly appealing for those who want to manage their finances effectively without incurring hefty interest charges. Recent advances in price-tracking technology have led to a dramatic increase in price protection claims, making the benefit too expensive for issuers to sustain. The Citi® Diamond Preferred® Card is one of 2024’s top-tier 0% APR credit card offers, thanks to introductory rates of 0% for 21 months on balance transfers and 0% for 12 months on purchases. Once you've set up alerts, we'll remind you about your balance Fees - The Citi Diamond Preferred has no annual fee. Citi® Diamond Preferred® Credit Card Review. By Get credit card protection and great rewards along with a low intro APR on balance transfers and no annual fee with Citi® Diamond Preferred® Card. Citi Simplicity ® Card. The credit limit on a Citi Diamond Preferred card is $500 or more, with some cardholders reporting $10,000+ starting credit limits. Monday – Sunday, 8 a. Our customer service representatives are available to assist you 24 hours a day, 7 days a week. 24% (variable) APR follows Get credit card protection and great rewards along with a low intro APR on balance transfers and no annual fee with Citi® Diamond Preferred® Card. What credit score do I need to qualify for a Citi ® Diamond Preferred ® card? The Citi Diamond Preferred card doesn’t offer an extended warranty benefit. This fee is on the high end Citi Diamond Preferred is a Balance Transfer credit card. This benefit was stripped from the Citi Diamond Preferred a while back. 5 points per $1 on all purchases and a 25,000-point welcome bonus. Then, 17. Reply reply More replies. For more information, please login or call Citi Customer Service at Terms and conditions apply. What credit score do I need to qualify for a Citi ® Diamond Preferred ® card? The Citi Simplicity® Card and the Citi® Diamond Preferred® Card have comparable 0% introductory periods, balance-transfer fees and ongoing APRs, and both have a $0 annual fee. ID theft protection; $0 fraud liability; EMV chip technology; Citi Entertainment; While these benefits aren’t bad, the Citi Diamond Preferred credit card simply doesn’t have as many benefits as a lot of the other credit cards on the market. This answer A Citi ® Diamond Preferred ® card comes with all the benefits of a Citi credit card including a payment due date of your choice, 24/7 customer service and $0 liability for unauthorized charges. 1. What credit score do I need to qualify for a Citi ® Diamond Preferred ® card? The Citi Diamond Preferred card may offer a stellar intro APR offer, but its long-term benefits are lacking. The main highlight of the Citi® Diamond Preferred® Credit Card is its quite extensive 0% intro APR on purchases and balance transfers. 99% (Variable). It’s not a rewards credit card, and you won’t earn any points or miles from purchases made on this card. The card also offers an intro APR period for purchases, which can help you finance a large expense for over a year without incurring interest charges. The Citi Diamond Preferred has a balance transfer fee of 5 percent (or $5, whichever is higher). The primary benefit of this card, from a bonus category perspective, is the ability to earn 1. This is pretty common, unfortunately, as only around half of the major credit card issuers still offer purchase protection on at least one of their credit cards Get credit card protection and great rewards along with a low intro APR on balance transfers and no annual fee with Citi® Diamond Preferred® Card. The Citi® Diamond Preferred® Card doesn’t charge an annual fee. 5% cash back on other spend categories, The Flex earns only 1%. The Citi Diamond Preferred card does not have purchase protection anymore, since the benefit was removed as part of an industry-wide shift away from traditional secondary perks on credit card offers. The average balance transfer card offers a 0% APR for just 13 months. This is because the Citi Diamond Preferred is made for people who want to avoid interest charges on balance transfers or purchases. Shopping Benefits Key Terms 24 Damage & Theft Purchase Protection 25 Extended Warranty 28 Additional Terms 30 For more information on any of the Shopping Benefits listed above, call Virginia Surety Company, Inc. Apply Now. Those who sign up can benefit from its introductory 0% APR offer on purchases and balance transfers – 12 months for purchases and 21 months for balance transfers (made in the first four I want to apply for the Citi Diamond Preferred card for the presale concert benefits. Learn about rates, fees, and benefits before you apply for this card securely online at CompareCredit. The Diamond Preferred card is all about the Introductory Purchase and Balance Transfer offers and ideal for those that already have credit card The Citi® Diamond Preferred® Card offers new account holders an intro APR for purchases and balance transfers. 1 Important Pricing & Information + Call to apply + Low Intro APR The Citi Diamond Preferred Card offers a range of benefits and features designed to enhance the cardholder experience. $0 Liability on Unauthorized Purchases. Citi Diamond Preferred Card Fees. Card Category. 49% – 28. After that the variable APR will be The Citi Diamond Preferred card is a very good credit card that’s worth it for people with good credit who want to avoid interest charges on balance transfers or purchases. Below is an in-depth look at the features, benefits, and application process for the The best Citi Diamond Preferred Credit Card benefits are ID theft protection and $0 fraud liability. You get 2 points for every $1 spent at The Citi Custom Cash is also the definitive winner here since it’s a rewards card and the Citi Diamond Preferred doesn’t offer rewards (it’s a balance transfer card). 24 I’ve tried to product change my double cash for over a year now, citi is the absolute worst customer service ever! Kept getting the run around, they even product changed my card to the wrong card once and won’t fix it for a year. Citi Diamond Preferred Card. 1 Important Pricing & Information + Call to apply + Low Intro APR Your card may have additional benefits other than these listed above. Cash Advance Fee: 5% (min $10) These are all pretty attractive benefits for a card that doesn’t have an annual fee. This credit card offers a 0% intro APR on eligible balance A Citi ® Diamond Preferred ® card comes with all the benefits of a Citi credit card including a payment due date of your choice, 24/7 customer service and $0 liability for unauthorized charges. While the Citi ® Diamond Preferred ® Card has a $0 annual fee The best 0% intro APR credit cards keep fees to a minimum. 1 Important Pricing & Information + Call to apply + Low Intro APR Not everyone will benefit from the Citi Diamond Preferred, and there are various reasons why this may happen. The Diamond Preferred Card also has impressive Citi features and protections. Small Business Cards . To learn more, check out WalletHub’s full Citi Diamond Preferred review. Its longer introductory period on purchases can Citi Diamond Preferred still has 2 additional years extended warranty. Rate this card: Benefits Summary. What credit score do I need to qualify for a Citi ® Diamond Preferred ® card? This card from Citi, an advertising partner, is tailored to those who are looking to pay down debt. While the Citi Diamond Preferred does have benefits such as $0 liability on unauthorized charges and Mastercard® ID Theft Protection™, travel insurance is not among the card’s perks. I have 10 inquiries on EQ, half of them from car loan. I don’t carry balances anymore, so I don’t need the Get credit card protection and great rewards along with a low intro APR on balance transfers and no annual fee with Citi® Diamond Preferred® Card. Even though Citi Diamond Preferred doesn’t earn rewards and lacks other card benefits, it’s a solid option to explore if you’re looking to avoid additional interest charges while you tackle Get credit card protection and great rewards along with a low intro APR on balance transfers and no annual fee with Citi® Diamond Preferred® Card. The Citi Diamond Preferred is excellent for balance transfers, with a longer You might prefer the Citi Diamond Preferred Card if: you're planning a balance transfer and want the longest possible introductory period to pay it off without accruing interest. How does it compare to Chase Sapphire Preferred, a travel, airline, points and restaurant card? Read our comparison chart below. Annual Fee. When using the card, for purchases cardholders can earn rewards through the ThankYou® Rewards program. They The Diamond Preferred card is all about the Introductory Purchase and Balance Transfer offers and ideal for those that already have credit card debt. You’ll earn 3% on dining and drugstore purchases with the Freedom Flex. Low intro APR on CITI ® DIAMOND PREFERRED ® CARD BENEFITS. While there are no ongoing rewards to be earned on everyday purchases there are a handful of other perks that make this card worthwhile. If you’re loyal to Citibank, they offer other Rewards Program: Some Citi Diamond Preferred cards offer a rewards program that allows you to accumulate points or miles with each purchase, which can be exchanged for products, travel or other benefits. Keep in mind, the Citi Diamond Preferred has a $0 annual fee, while the Chase Sapphire Preferred has a $95 annual fee. Citi Diamond Preferred Credit Card Benefits No, the Citi Diamond Preferred Card does not offer rental car insurance any longer. You like rewards and bonuses. The Citi Diamond Preferred Card stands out as a powerful tool designed to enhance your financial lifestyle. After the 12 months for purchases and 21 months for balance transfer interest-free period a standard The Citi Diamond Preferred Card gives you an ample amount of time to pay off debt on your credit card. What credit score do I need to qualify for a Citi ® Diamond Preferred ® card? The Citi® Diamond Preferred® Credit Card is a popular choice for consumers looking for a flexible, no-frills credit card that offers a range of benefits. 21 months on balance A Citi ® Diamond Preferred ® card comes with all the benefits of a Citi credit card including a payment due date of your choice, 24/7 customer service and $0 liability for unauthorized charges. The Bank of America® Travel Rewards and the Citi® Diamond Preferred® Card have good introductory APR periods and no annual fees. What credit score do I need to qualify for a Citi ® Diamond Preferred ® card? The Citi ® Diamond Preferred ® Card is a rare card that appeals to those looking for a fantastic promotional financing offer without having to forgo some of the perks and benefits of a premium rewards card. After that the APR will become a 18. The Citi® Diamond Preferred® Card also offers a 0% intro APR for 21 months on balance transfers, its 0% intro APR on purchases lasts for 12 months, which is shorter than the Reflect® Card's offer. Whether you’re looking for a card to support big purchases or everyday spending, this option is tailored to Citi Diamond Preferred Card overview. 7/10 Although the BankAmericard’s ongoing interest rate isn’t much lower than the Citi Diamond Preferred card’s rate, the BankAmericard can save you far more money if you’re transferring a large balance or you need time to pay off purchases. The Citi® Diamond Preferred® credit card isn’t about travel rewards. No Annual Fee 1. Those who need help financing their purchases should not be looking to earn points, miles or cash back, but it's always nice to have entertainment and concierge A Citi ® Diamond Preferred ® card comes with all the benefits of a Citi credit card including a payment due date of your choice, 24/7 customer service and $0 liability for unauthorized charges. If you’re looking for a straightforward credit card with no annual fee, the Citi® Diamond Preferred® Card and the Citi Double Cash® Card might be on your shortlist. The Citi Double Cash® Card and the Citi® Diamond Preferred® Card both are excellent cards with no annual fees, though each targets a specific type of cardholder and financial goals. What credit score do I need to qualify for a Citi ® Diamond Preferred ® card? Get credit card protection and great rewards along with a low intro APR on balance transfers and no annual fee with Citi® Diamond Preferred® Card. You can use this offer to help get your debt under control and think about rewards and cash back cards later – once you are debt free and won’t need to carry a balance. Not many cards left with extended warranty and even fewer with 2 additional years. If you're leaning toward maximizing balance transfer benefits, the Citi Diamond Preferred is the better choice due to its lengthy 0% APR period. Then a couple weeks later I got a mail offer thanking me for that and offering me the Diamond Preferred. 01 . If you want to see where Citi If you're looking for a balance transfer card with a long 0% introductory APR, several options stand out for offering some of the longest terms available. 24/7 Customer Service. For people looking to The Citi Diamond Preferred card has one job: To help you save money on your existing high-interest debt via the card’s lengthy 0% APR balance transfer offer. What credit score do I need to qualify for a Citi ® Diamond Preferred ® card? Those seeking travel benefits, cash back or rewards will do better with another card, since the Citi® Diamond Preferred® Card * doesn’t earn rewards. 720+ Recommended credit scores Nationwide Availability Review details with the company before applying If you’re having trouble paying off high credit card balances, opening the Citi Diamond Preferred card could be one of the best financial decisions you can make. Citi Lost Wallet:Citi’s Lost Wallet service provides emergency card replacement and emergency cash should your Citi Online Bill Payment comes with time-saving features including: One time payments scheduled from the next day up to one year in advance; Express payments let you pay multiple bills at once; Recurring payments for ongoing bills (like rent), so you don't have to remember each time they're due; Bill payment alerts inform you when there are insufficient funds in checking, so you have cardbenefits. 1 Important Pricing & Information + Call to apply + Low Intro APR This card does not have a rewards program or offer cash back, so you won’t earn rewards for spend. at 1-866-918-4670 or call collect internationally at 1-312-356-7839 (For TTY: We accept 711 or other Relay Service). For more information, please login or call Citi Customer Service at 1-800-950-5114 (For TTY: Use 711 or other Relay Service). Citi has two great choices—the Simplicity card and the Diamond The Citi® Diamond Preferred® Card interest rate is 17. FICO generally defines a good credit score as 670 or higher, but Both cards offer additional benefits including: Automatic Account Alerts: Citi Diamond Preferred provides peace of mind with automatic account alerts, notifying you about balance levels, upcoming payments, or exceeding your credit limit through email or mobile notifications. The Citi Diamond Preferred card also offers new cardholders an introductory interest rate of 0% for 12 months on purchases and 0% for 21 months for balance transfers. The Wells Evaluating the Citi Diamond Preferred and Venture cards across APRs, fees, credit requirements, rewards and other features can help you determine which card aligns with your financial habits. N/A. 620-719. Citi Diamond Preferred Review Summary. This credit card offers a 0% intro APR on eligible balance Citi® Diamond Preferred® Card holders also get Citi Entertainment benefits, which include special or early access to tickets to concerts, sporting events, dining experiences, and more. Alerts keep you informed and stress-free. I got approved for $6,900 similar to my other cards. If you want a Citi card with airport lounge access, consider the co-branded Citi® / AAdvantage® Executive World Elite Mastercard®. The Citi® Diamond Preferred® Card doesn’t offer many benefits, but it’s an excellent card for intro APRs. 0% APR Deal - New card holders get 0% APR for 18 months for both purchases and balance transfers. For this reason, cardholders may be better off switching to another credit card once the promotion expires Citi recommends a good to excellent credit score to increase your chances of getting approved for the Citi Diamond Preferred Card. Expert take: The Citi Diamond Preferred is a worthy option if you’re looking for more time to pay off existing credit card debt. What do you need to get the Citi Diamond Preferred Card Mastercard? To apply for the Citi Diamond Preferred Card Mastercard, you must meet Citi ® Diamond Preferred ® Credit Card. Welcome bonus. Free FICO® Score monitoring. 49% - 28. Many Citi credit cards, including the Citi® Diamond Preferred® Card, provide you with free access to your FICO® Score. The BofA Travel Rewards is better for earning travel rewards, offering unlimited 1. The Citi Diamond Preferred Credit Card provides benefits and advantages to its users. It’s not the only fee you need to worry about with the Citi® Diamond Preferred® Card card, though. The Citi Diamond Preferred card's annual fee is $0. Additionally, if you occasionally make large purchases, you'll benefit A Citi ® Diamond Preferred ® card comes with all the benefits of a Citi credit card including a payment due date of your choice, 24/7 customer service and $0 liability for unauthorized charges. Both the Citi Simplicity Card and Citi Diamond Preferred are among the best cards to get for introductory 0% APRs on purchases and balance transfers. It provides purchase protection and zero fraud liability. Keep in mind that you need at least good credit to get approved for the Citi Diamond Preferred card. It has no rewards program or welcome offer, a high balance transfer fee and limited A Citi ® Diamond Preferred ® card comes with all the benefits of a Citi credit card including a payment due date of your choice, 24/7 customer service and $0 liability for unauthorized charges. Get a response in under a minute . The Citi® Diamond Preferred® Card does not offer an authorized user bonus, currently. As Seen In. Rewards. This card offers an incredible 0% intro APR for 21 months on Balance Citi Diamond Preferred Card; Welcome bonus: Discover will automatically match all rewards earned during the first year : None: Rewards rate: 5% cash back on rotating categories each quarter (on up . Compare The Perks . Citi Diamond Preferred is the winner over the Citi Simplicity® Card. With its competitive features and customer-focused perks, it has become a preferred choice for those seeking both practicality and luxury in their card experience. Capital One Quicksilver Secured Cash Rewards Credit Card. For instance, note the Citi Diamond Preferred's lack of an annual fee if you aim to minimize costs. Adding an authorized user to your Citi Diamond Preferred still has benefits, though. No annual fee. Please Read our unbiased review of the Citi® Diamond Preferred® Card. Balance transfer fee of either $ or % of the amount of each transfer, whichever is greater. Learn More. Select a topic and learn more. The Citi® Diamond Preferred® Card may not offer any rewards, but it does give consumers the chance to pay down debt and save money along the way. JustSomeoneLikeYou • I used this card for a balance transfer years ago and basically has sat dormant save for the few times I get random 5% bonus offers on movies or restaurants. Benefits of Choosing Citi Simplicity . Low intro APR on balance transfers for months % Intro APR for months on balance transfers from date of first transfer; after that, the variable APR will be % -% based on your creditworthiness. Automatic Account Alerts The Diamond Preferred card is all about the Introductory Purchase and Balance Transfer offers and ideal for those that already have credit card debt. The Citi Rewards+ card rounds up to the nearest 10 points on every purchase and has a special offer for earning more points on travel booked A Citi ® Diamond Preferred ® card comes with all the benefits of a Citi credit card including a payment due date of your choice, 24/7 customer service and $0 liability for unauthorized charges. The Citi® Diamond Preferred® Card doesn't earn rewards. Automatic Account Alerts. $0. com advertising partner. You Come First. With Citi Entertainment ®, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more. AVG Point Value: $0. ranqm fbtq pibvyi vhtwz ntmo dkwih xqku qafgbgg imtu yfcbxe